Preferential financial resources aim to ensure the sustainable development of SMEs, enhance their competitiveness in local and international markets, and contribute to the diversification of the economy. Entrepreneurs can use these resources to expand their operations, implement modern technologies, and achieve higher productivity. The opportunities designed to improve the business environment in Azerbaijan contribute to the successful future of entrepreneurs. The government offers preferential loan programs for entities seeking to expand their entrepreneurial activities. These loans are provided with low-interest rates, long-term repayment plans, and favorable conditions. One of the institutions operating for this purpose is the Entrepreneurship Development Fund (EDF). Through the fund, loans are allocated for various sectors to meet the financial needs of businesses.